Protect Yourself from Unexpected Hospital Costs

Hospital stays can be expensive, even with primary insurance. Hospital indemnity insurance provides cash benefits to help cover hospitalization expenses like deductibles, copayments, and other out-of-pocket costs.

• Covers inpatient hospital stays, surgeries, and ICU care.

• Cash benefits are paid directly to you, giving you flexibility to use funds as needed.

• Ideal for individuals with high-deductible health plans.

Financial Protection for a Cancer Diagnosis

Cancer treatment can lead to significant medical and non-medical expenses. Cancer care insurance helps offset these costs, ensuring you can focus on recovery.

• Benefits for treatments like chemotherapy, radiation, and surgery.

• Coverage for travel expenses, second opinions, and living costs.

• Provides peace of mind during a challenging time.

Affordable Coverage for Temporary Needs

Short-term care insurance helps cover medical or custodial care services for a limited period, often following an illness, injury, or surgery.

• Ideal for rehabilitation or recovery periods.

• Covers home health care, assisted living, or nursing care.

• Flexible coverage for short-term assistance needs.

Plan for Extended Health Care Needs

Long-term care insurance offers financial protection for individuals needing ongoing assistance with daily activities due to age, illness, or disability.

• Coverage for nursing homes, assisted living, or in-home care.

• Helps safeguard your retirement savings.

• Critical for those planning ahead for future care needs.

Coverage for Life’s Critical Moments

Heart attack and stroke insurance provides financial support if you experience one of these serious health events.

• Lump-sum benefits for treatment, rehabilitation, and recovery.

• Coverage for related expenses like transportation or caregiving.

• Helps reduce financial stress during recovery.

Stay in the Comfort of Your Home

Home care insurance covers medical and non-medical services provided in your home, ensuring you receive the care you need in a familiar environment.

• Coverage for skilled nursing, therapy, and personal care.

• Supports aging in place or recovering at home.

• Flexible plans tailored to your unique needs.

Keep Your Smile Healthy

Dental insurance helps cover preventive care, basic procedures, and major dental work to keep your oral health on track.

• Coverage for cleanings, exams, fillings, crowns, and more.

• Preventive care benefits with no waiting periods.

• Plans available for individuals, families, and seniors.

Clear Coverage for Your Vision Needs

Vision insurance makes it easy and affordable to maintain eye health with regular exams and corrective care.

• Coverage for annual eye exams, glasses, and contact lenses.

• Discounts on LASIK surgery and specialty eyewear.

• Helps ensure long-term eye health.

Support for Better Hearing

Hearing insurance helps cover the costs of hearing aids, exams, and other hearing-related services.

• Coverage for hearing tests and devices.

• Discounts on hearing aid repairs and batteries.

• Affordable protection for an essential sense.

Support for Those Who Care for Others

Caregiver insurance provides financial assistance for those who provide care for a loved one, offering coverage for respite care, counseling, and more.

• Coverage for temporary caregiving support.

• Helps manage costs associated with caregiving responsibilities.

• Peace of mind for caregivers balancing multiple roles.

Bridge the Gap in Coverage

Gap insurance helps cover out-of-pocket expenses like deductibles, copayments, and coinsurance that your primary insurance doesn’t cover.

• Ideal for individuals with high-deductible health plans.

• Flexible benefits for medical, dental, or vision expenses.

• Reduces financial strain from unexpected health costs.